Cut rate insurance or insurance off a shelf is dangerous. Example- You are lying in a hospital bed and the doctor come in and says “ I have good news and some bad news”. The good news is you survived your car accident, and the bad news is that you are going to be in rehab for along time. SO WHO pays?
DO you want to find out that you are 1 Million dollar short ? I think not…. $50.00 in premium gets you that extra million.
Really, a no brainer.
When devastation knocks on your door…..What will you choose?